A Teen Guide to Safe-Haven Savings by Tammy Gagne

By Tammy Gagne

Secure -haven investments are offered to the teenager reader stressing the confident rewards and draw back dangers. the teenager can be in a greater place to make clever cash funding judgements sooner or later.

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Spreading your investment out this way will keep penalties low if you need to cash one of them in unexpectedly. Treasury Notes and Bills—You might want to put $100 into a noncompetitive Treasury bill, and another $100 into a noncompetitive Treasury note. It will be interesting to see what yield you receive on these investments. You can then use this information when deciding whether you want to put more money into either type of investment in the future. Fixed Annuities—You have a long time for this investment to grow.

But choosing safe investments can be overwhelming for new savers. Should you deposit your money in a statement savings account or purchase a certificate of deposit? What about money market accounts? Are savings bonds safe investments? How do annuities work? This book will answer all of these questions and more. Use it as a guide to make sure your hard-earned money remains safe— and keeps earning interest.

Money and Teens: Savvy Money Skills. Colorado Springs, Colorado: Copper Square Studios, 2012. On the Internet FDIC. ” FDIC Consumer News, Fall 2012. gov/consumers/consumer/news/cnfall12/Fall2012. indd 44 5/16/13 9:04 AM Works Consulted Belz, Adam. ” USA Today, July 26, 2012. com/money/ economy/story/2012-07-22/smartypig-social-money-michael-ferrari-jongaskell/56369606/1 Bruzzese, David, and Joshua Holmberg. The Teen’s Guide to Personal Finance. New York: iUniverse, 2008. Butler, Tamsen. The Complete Guide to Personal Finance: For Teenagers.

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